Compound Interest + Inflation-Adjusted Drawdown (Monthly)

Simulates £600,000 growing at returns while withdrawing an inflation-adjusted £32,000/year over 25 years.

Inputs

Constant rates

Monthly equivalent rate uses: (1 + r)1/12 - 1

Ending balance
Minimum balance
Depletion time
Total withdrawals
Order per month: 1) apply growth to balance, 2) withdraw monthly drawdown, 3) inflate drawdown for next month.

Visualisation

Balance Annual drawdown (scaled)